Publications - Conveyancing

First Home Super Saver Scheme

From 1 July, 2018 individuals are able to apply to withdraw voluntary contributions made to their super for a first home.

In 2017 the Federal Government introduced the First Home Super Saver Scheme allowing voluntary contributions made to super after 1 July 2017 to be available for that purpose.

Up to $15,000 of voluntary contributions made in a financial year can go towards the amount that can be released, and the maximum amount that can be released is $30,000 of personal contributions, plus associated earnings.

It is an interesting scheme and time will tell if new home buyers take up the concept of forced savings for the sole purpose of buying their first home with certain tax advantages in the process, and no means of accessing those funds except to apply to their new home.

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